Cowrywise Case Study 1 Hero Panel Illustration
Case Study

Unlocking global investment opportunities for individuals and businesses

Cowrywise is a licensed digital wealth management platform building products to help African individuals and businesses easily access investment services, cultivate better financial behaviour, and make the most out of their money.

Products Used

  • Benefits Icon - API API
  • Solutions Icon - FX FX
  • Payouts Icon International Payouts
  • Benefits Icon - Global Account Global Account
  • EnterprisesEnterprise
  • Location IconLagos, Nigeria
  • ManufacturingFinancial services

"As a company looking to help individuals gain easy access to savings and investment products, ease of payment plays a key role in the work we do and our aim is to ensure our customers receive the best experience. Working with Verto has provided this ease and accessibility with respect to our foreign currency-denominated assets. With the Verto API integration, that process is now automated and even more seamless. We also wanted to provide an option for our customers to receive the best possible value on their transactions; we are excited about the possibilities of achieving this with Verto’s Payout service.

Adam Hu

CTO, Cowrywise


Cowrywise gives its customers access to savings and investment products, so cross-border payment plays a key role in the work they do; enabling investments in international asset classes while minimising foreign currency-denominated fees. With a rapidly-growing customer base, Cowrywise needed a solution which would offer a low-cost multi-currency exchange, direct payout to international brokers and the ability to execute at scale through automation.

How we helped

Verto’s experience working with WealthTech businesses means Cowrywise’s API & Payment integration was seamless and fast.

Verto’s API empowered Cowrywise to minimize costs and operational overhead as well as achieve direct payout to its international brokers whilst digitizing investment management and offering access to financial tools to its African customers.


With Verto’s API solution in place, Cowrywise can collect, hold and convert funds in multiple currencies at a bank-beating FX rate, quote outside of market hours and benefit from the fast settlement.

Our API integration has made Cowrywise’s cross-border payments automated and they can now bring to market new global products to customers, as well as have the freedom to expand their offering to new markets.

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Expand to new markets. One account, limitless possibilities.

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